Banking & Finance Law

Banking and finance transactions demand precision and a clear understanding of market standards. At Aria Grace Law CIC, our lawyers combine technical expertise with practical insight gained from senior roles in investment banks. This experience allows us to anticipate challenges and advise on documentation, compliance and risk management across complex financial arrangements. Our goal is to help clients structure transactions that are robust, efficient and aligned with regulatory requirements.

We work with borrowers, lenders, trustees, arrangers and investors on a wide range of financing matters. Our advice covers bilateral and syndicated lending, trading documentation and collateral arrangements, as well as regulatory issues affecting financial institutions. With expertise in market-standard agreements such as the International Swaps and Derivatives Association (ISDA) Master Agreement and Loan Market Association (LMA) documentation, we ensure that your documentation is accurate, enforceable, and tailored to your commercial objectives.

Beyond transactional support, we assist clients with regulatory challenges, including Brexit-related restrictions, trading venue obligations and benchmark reform. Our lawyers have advised major banks on London Interbank Offered Rate (LIBOR) transition and negotiated amendments to derivatives and loan agreements. We aim to provide clarity in a complex regulatory environment, helping businesses manage risk and maintain compliance while adapting to evolving market conditions.

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Key points

Market expertise

Advice informed by experience in leading investment banks.

Comprehensive coverage

Support for lending, trading and collateral arrangements.

Regulatory insight

Guidance on Brexit, LIBOR transition, and compliance issues.

Practical solutions

Documentation and strategies designed for clarity and enforceability.

How we do things differently

1. A model built on fairness

We operate as a Community Interest Company, meaning our profits don’t line shareholders’ pockets, they fund social impact. When you work with us, you’re choosing a legal partner that reinvests in education, environmental justice and grassroots initiatives. It’s law with purpose, designed to create value beyond the transaction.

2. Experienced lawyers, not billable quotas

Our lawyers keep 90% of fees, attracting senior talent from magic circle and elite firms. This means you work with experts who prioritise quality and outcomes, not billable-hour targets. Every piece of advice reflects decades of experience and a commitment to doing law differently.

3. Transparent pricing, no surprises

We believe in clarity – not just in contracts, but in costs. Our pricing is modular and transparent, so you know exactly what you’re paying for. No hidden extras, no unexpected charges, just fair, predictable fees.

4. Advice that works in practice

Legal advice should empower, not confuse. We deliver solutions that are practical, actionable and aligned with your business goals. Whether you need a single agreement or a suite of contracts, our focus is on clarity, efficiency and measurable impact.

I have had the pleasure of engaging Louise’s services on numerous corporate transactions for my clients over several years. She brings Magic Circle pedigree, technical skill, timing and discipline together with commerciality to all of the deals in which she is involved and on top of that she is a joy to work with.

Daniel Bellau
Partner, Hamlins LLP

I cannot thank Jodie enough for everything she has done for me over the last couple of weeks. She has been calm, good humoured, highly professional and so lovely to work with. It has been an enormous pleasure to have met her. Of course, I will have no hesitation recommending her, and Aria Grace to everyone I know. Thank you so very much, you have done an amazing job in the limited time we had available.

Gordon Thomas
Impact Exhibitions & Events Ltd

It is genuinely refreshing to join such a collaborative firm where everyone is generous with their time, the model puts clients and lawyers first, and all net profits go to charity. The culture is kind, the standards are high and the impact is real.

Nick Price
Partner, Aria Grace Law CIC

We originally engaged Aria Grace Law to support Clear Review with implementing the legal mechanisms required to enable restricted transfers of personal data. Impressed by Aria Grace Law's approach to legal services’ delivery, we engaged this ethical partnership again for additional deliverables. Aria Grace’s ethical approach to business resonates with Clear Review’s and our values and I would not hesitate to recommend Lindsay and his team to other organisations: we’ve found them diligent, responsive, and willing to go the “extra mile” to deliver a qualitative service.

Gian Piero Zambrini
Head of Privacy & Information, Clear Review

I’ve had the pleasure of working with Rory on several corporate transactions over the past few years. He consistently delivers clear, well-structured documentation that align perfectly with the needs of complex transactions. Rory is diligent, detail-oriented, and reliable, making the process smooth and efficient every time. I highly recommend him for his excellent work and professionalism.

Gregory Ayoup
Director, Taxation of Singray Digital

Working with Puja has been a real pleasure. She’s been able to provide exceptional advice, always with a commercial mindset which is super important, and she genuinely feels like an extension of my team.

Nirav Karia
Group Chief Operating Officer, Curation Corporation Limited

Louise provides invaluable corporate transactional support to DJB and enables us to offer a fuller service to our clients. She provides a seamless and cost-effective service and punctually delivers high-quality legal advice with flexibility and a can-do attitude.

Madeleine Davitt
Senior Partner, Davitt Jones Bould

We’ve been instructing Aria Grace Law for over 1 year now and can’t recommend Lindsay and Puja enough for their support. They have assisted Kyckr on all of its commercial legal matters including negotiating contracts with customers and third parties. Puja has also supported us on compliance matters including in respect of data protection. Both Lindsay and Puja are real partners that understand our business and consistently provide us with pragmatic and commercially sensitive advice. The speed in which they operate, coupled by their very compelling hourly fees, makes them our lawyers of choice.

Dharmendra Patel
Group Financial Director, Kyckr

I was recommended Aria Grace Law’s services for a project I’m working on, that focuses on ending cruelty in the Wildlife Tourism industry. Lindsay was incredibly generous, offering his time and expertise to get this project off the ground. It’s great to know that legal help is available for ethical enterprises, at a fraction of the cost of most law firms. Plus, Lindsay is a pleasure to deal with, which always helps the process!

Aaron ‘Bertie’ Gekoski
Environmental Photojournalist for Raise the Red Flag, part of Born Free Foundation

Puja and the Aria Grace Law team have been supporting Kyckr for over 18 months and have been fantastic partners to us. Puja understands our business and listens to what we want to achieve and helps us to put the legal framework in place. Her legal advice is consistently clear and pragmatic whether it be it be in respect of commercial, employment or compliance matters. She is diligent and provides her input quickly and has a real appreciation for Kyckr's software. I have no hesitation in recommending Puja as a lawyer.

Ian Henderson
Chief Executive Officer, Kyckr

We were introduced to Aria Grace Law and partner Nick Bent for commercial legal support. Nick has done great work for us in developing our contract templates, including those for resellers and customers, and supporting us on client matters, providing us with valued legal insight and first-class documents. We look forward to working with Aria Grace Law and Nick in future on other projects.

Anca Stancu
Managing Director, Safetech Innovations Gloval Services

We are delighted that we could support eola and Will, who we had previously worked with in other capacities. Their business and model is multi-faceted and with exciting high growth potential. The team were great to work with and we look forward to supporting eola into the future!

Puja Modha
AGL CIC Partner

Thanks Lindsay Healy - Aria Grace Law CIC! I always look forward to working with you on the next crazy stage of our Send journey. It is a pleasure working with you and everyone at AGL.

Ben Huckel
Founder and Chief Operating Officer, Send Technology

Aria Grace Law supported us on ensuring our European E-commerce site policies were compliant, and fairly protecting the consumer and us as a business. What stood out to me was how both the legal process, and terminology, was broken down into a dialogue that made the information attainable and useable – it was like learning from your favourite teacher! I think the ethical approach is wonderful, the transparent simple pricing commercially sensible and effective, and all members of the team I have come across I have been very happy working with. I will certainly be recommending the firm to other businesses.

Tim Pluess
Head of International & E-commerce Sales, Mibelle Group Brands

Having run my busy practice for 10 years, I struggled to find a consultancy law firm that really offered the autonomy that they promised…until I found Aria Grace Law CIC. AGL gave me the peace of mind to move my busy practice over and to continue my independent journey in the legal profession. It was very much about what the law firm can do for me to enable me to look after my clients whilst continuing to grow.

Susanne Cheung
Partner, Aria Grace Law CIC

Aria Grace Law are our lawyers: they really understand our technology business, are fast to respond and are great value. They have been invaluable throughout the investor negotiating phase and proactive in finding synergies with third party providers to fit our technology. They also actively sponsor diversity and equality which is important to us: that as a minimum is pleasant surprise for a law firm to take such an initiative.

Henry Horton
Chief Executive Officer, Phlocura

It's been great to work with Puja and Aria Grace Law. Extremely diligent, skillful and easy to work with. Puja is also extremely reactive. She understands the business aspects of the contractual relationship and adapts her work according to the context. Aria Grace Law CIC is a community interest company, they give all of their profits to charity. I highly recommend working with them and with their community of lawyers for any commercial contracts.

Philippe Poggianti
Founder, Poggianti Insights

Of the many commercial lawyers I've engaged with, Puja stands out as someone who just 'gets it'. She strikes a delicate balance between driving commercially successful outcomes and appropriately managing risk, whether she's advising on an important customer agreement or a vendor contract. I'd strongly recommend Puja and the wider Aria Grace team, who are both experts at delivery and a pleasure to work with.

Steve Lamb
Head of Product, Kyckr

Puja's legal counsel has been invaluable for us at Journey Further. She works diligently and quickly which has resulted in a much smoother contractual process. Thanks Puja!

Jamie Lawson
Growth Manager, Journey Further

We are 1000% happy with Aria Grace Law.

Claire Altman
Chief Corporate Officer, Smart Pension

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