Banking & Finance Law

Banking and finance transactions demand precision and a clear understanding of market standards. At Aria Grace Law CIC, our lawyers combine technical expertise with practical insight gained from senior roles in investment banks. This experience allows us to anticipate challenges and advise on documentation, compliance and risk management across complex financial arrangements. Our goal is to help clients structure transactions that are robust, efficient and aligned with regulatory requirements.

We work with borrowers, lenders, trustees, arrangers and investors on a wide range of financing matters. Our advice covers bilateral and syndicated lending, trading documentation and collateral arrangements, as well as regulatory issues affecting financial institutions. With expertise in market-standard agreements such as the International Swaps and Derivatives Association (ISDA) Master Agreement and Loan Market Association (LMA) documentation, we ensure that your documentation is accurate, enforceable, and tailored to your commercial objectives.

Beyond transactional support, we assist clients with regulatory challenges, including Brexit-related restrictions, trading venue obligations and benchmark reform. Our lawyers have advised major banks on London Interbank Offered Rate (LIBOR) transition and negotiated amendments to derivatives and loan agreements. We aim to provide clarity in a complex regulatory environment, helping businesses manage risk and maintain compliance while adapting to evolving market conditions.

Want to learn how we can help?

Get in touch with one of our experienced lawyers to discuss your needs and find out how we can support you.

Contact us

Key points

Market expertise

Advice informed by experience in leading investment banks.

Comprehensive coverage

Support for lending, trading and collateral arrangements.

Regulatory insight

Guidance on Brexit, LIBOR transition, and compliance issues.

Practical solutions

Documentation and strategies designed for clarity and enforceability.

How we do things differently

1. A model built on fairness

We operate as a Community Interest Company, meaning our profits don’t line shareholders’ pockets, they fund social impact. When you work with us, you’re choosing a legal partner that reinvests in education, environmental justice and grassroots initiatives. It’s law with purpose, designed to create value beyond the transaction.

2. Experienced lawyers, not billable quotas

Our lawyers keep 90% of fees, attracting senior talent from magic circle and elite firms. This means you work with experts who prioritise quality and outcomes, not billable-hour targets. Every piece of advice reflects decades of experience and a commitment to doing law differently.

3. Transparent pricing, no surprises

We believe in clarity – not just in contracts, but in costs. Our pricing is modular and transparent, so you know exactly what you’re paying for. No hidden extras, no unexpected charges, just fair, predictable fees.

4. Advice that works in practice

Legal advice should empower, not confuse. We deliver solutions that are practical, actionable and aligned with your business goals. Whether you need a single agreement or a suite of contracts, our focus is on clarity, efficiency and measurable impact.

It's been great to work with Puja and Aria Grace Law. Extremely diligent, skillful and easy to work with. Puja is also extremely reactive. She understands the business aspects of the contractual relationship and adapts her work according to the context. Aria Grace Law CIC is a community interest company, they give all of their profits to charity. I highly recommend working with them and with their community of lawyers for any commercial contracts.

Philippe Poggianti
Founder, Poggianti Insights

Having run my busy practice for 10 years, I struggled to find a consultancy law firm that really offered the autonomy that they promised…until I found Aria Grace Law CIC. AGL gave me the peace of mind to move my busy practice over and to continue my independent journey in the legal profession. It was very much about what the law firm can do for me to enable me to look after my clients whilst continuing to grow.

Susanne Cheung
Partner, Aria Grace Law CIC

Puja and the Aria Grace Law team have been supporting Kyckr for over 18 months and have been fantastic partners to us. Puja understands our business and listens to what we want to achieve and helps us to put the legal framework in place. Her legal advice is consistently clear and pragmatic whether it be it be in respect of commercial, employment or compliance matters. She is diligent and provides her input quickly and has a real appreciation for Kyckr's software. I have no hesitation in recommending Puja as a lawyer.

Ian Henderson
Chief Executive Officer, Kyckr

Puja and the Aria Grace team have been exceptional in helping us with our Legal function at SaaSLeads. They are our trusted advisors for all things Legal. Being a founder of a fast-growing business the need for legal support becomes paramount and I couldn't recommend them highly enough.

Will Koning
Chief Executive Officer & Founder, SaaSLeads.io

We are 1000% happy with Aria Grace Law.

Claire Altman
Chief Corporate Officer, Smart Pension

In what turned out to be a very complex transaction across multiple jurisdictions Beata and Aria Grace Law worked tirelessly and comprehensively to get it over the line. This was our second transaction but the first involving Kenyan registered security, a trust account and cash flow management documentation along with a Dubai based head office for the borrower. Whilst the transaction parties operate in different time zones, Beata ensured that the negotiation progressed as smooth as possible; helped us to find the most suitable solutions from due diligence through to completion. Beata closely supervised and directed local lawyers, was able to familiarise herself with local law requirements and address these in the transaction documents. Through Aria Grace Law we have all benefitted from top-quality lawyers for a very competitive price. A big thank you to Beata whose attention to detail and management of multiple jurisdictions and counterparties was invaluable. We would certainly recommend her and Aria Grace Law.

Stephen Lake
Founder, Benvell HK Limited

Excellence begins long before the outcome. It begins with a determination to aim and achieve higher. The choice to act when what lies ahead carries exceptional promise. For me, that is unquestionably what AGL embodies. It is the rare opportunity to join a firm where expectations are elevated and the pace is set by those who lead, not follow. It is the freedom to operate in a space where only worthwhile opportunities stand out, rare moments lift and inspire you, giving you the room to advance on your own terms. Fortune favours those who seize moments like this and with every step I have taken at AGL, I have been reminded exactly why it was the right decision for me.

Karim Assaad
Partner, Aria Grace Law CIC

Aria Grace Law supported us on ensuring our European E-commerce site policies were compliant, and fairly protecting the consumer and us as a business. What stood out to me was how both the legal process, and terminology, was broken down into a dialogue that made the information attainable and useable – it was like learning from your favourite teacher! I think the ethical approach is wonderful, the transparent simple pricing commercially sensible and effective, and all members of the team I have come across I have been very happy working with. I will certainly be recommending the firm to other businesses.

Tim Pluess
Head of International & E-commerce Sales, Mibelle Group Brands

Working with Puja has been a real pleasure. She’s been able to provide exceptional advice, always with a commercial mindset which is super important, and she genuinely feels like an extension of my team.

Nirav Karia
Group Chief Operating Officer, Curation Corporation Limited

Aria Grace Law are very efficient business lawyers who have helped our company on getting ready for the GDPR legislation and also reviewed some of our technology contracts – they provide a high quality, responsive service. They were able to ask me all the right questions and get a clear understanding of our business. They recommended the next steps that will help address compliance with the new legislation and improvements to our currents framework solutions. I will definitely use them again.

Paola Cavallin
General Counsel, Plextek

We were introduced to Aria Grace Law and partner Nick Bent for commercial legal support. Nick has done great work for us in developing our contract templates, including those for resellers and customers, and supporting us on client matters, providing us with valued legal insight and first-class documents. We look forward to working with Aria Grace Law and Nick in future on other projects.

Anca Stancu
Managing Director, Safetech Innovations Gloval Services

Aria Grace Law have given me first-class legal advice on a complex and ongoing commercial project, and have done so at an extraordinarily reasonable rate. In an often cutthroat world, their genuinely ethical business model stands out as a shining example of how business ought to be done, and I can't recommend their services highly enough.

Ben Saunders
Antarctic Explorer, Endurance Athlete, Motivational Speaker and Global Pioneer

I’ve had the pleasure of working with Rory on several corporate transactions over the past few years. He consistently delivers clear, well-structured documentation that align perfectly with the needs of complex transactions. Rory is diligent, detail-oriented, and reliable, making the process smooth and efficient every time. I highly recommend him for his excellent work and professionalism.

Gregory Ayoup
Director, Taxation of Singray Digital

I cannot thank Jodie enough for everything she has done for me over the last couple of weeks. She has been calm, good humoured, highly professional and so lovely to work with. It has been an enormous pleasure to have met her. Of course, I will have no hesitation recommending her, and Aria Grace to everyone I know. Thank you so very much, you have done an amazing job in the limited time we had available.

Gordon Thomas
Impact Exhibitions & Events Ltd

We are delighted that we could support eola and Will, who we had previously worked with in other capacities. Their business and model is multi-faceted and with exciting high growth potential. The team were great to work with and we look forward to supporting eola into the future!

Puja Modha
AGL CIC Partner

Puja just gets it, she grasps the core of the issue quickly, responds quickly, and is a lovely person to work with. And on top of that Aria Grace plants trees and has a strong charitable donation program. Brilliant!

Angus Bradley
Managing Director, safedrop & Projectfusion

Puja is that kind of person you call when you need things to be done quickly as well as professionally as well as personally! I got to work with her as our legal counsel with SDRs of Germany and she has been an absolute game changer! The way she works is not only on point but she also take the time to understand your businesses objectives as well as struggles to make sure she finds the best way of supporting you! 120% I would recommend her again!

Helena Klaus
Co-Founder, SDRs of Germany

Puja and the Aria Grace team have been invaluable partners to our business. Puja does an excellent job, works tirelessly, and always delivers to a fantastic standard. In a rapidly growing start-up speed is often of the essence and Puja's ability to work within the tightest of deadlines is truly amazing. On a personal note, Puja is a delight to work with and always adds a ton of colour to our meetings. Could not recommend her and Aria Grace enough.

Ezana T. Haddis
Chief of Staff, SaaSLeads.io

I can't recommend Puja and the rest of the team at Aria Grace enough. Clear, concise and worked incredibly efficiently, and provided amazing value. The best part? They're a not-for-profit. It's rare to find legal help that's both top-notch and makes a difference in the world. If you need legal support that's professional yet approachable, while also doing some good, look no further.

Sandy Jayaraj
Founder, Claroptica Strategies Ltd

We were introduced by Elena Cooper of Aria Grace Law to Nick Bent for commercial legal support. Nick has done fantastic work for us, providing invaluable help on our client contracts and other commercial matters. Nick is a highly valued business partner with his sound advice, speed of response and practical and solution-oriented approach. We could not recommend him and Aria Grace Law highly enough!

Nathan Abery
Founder, Opal

Get in touch

For all enquiries, please leave your details and a brief message and we’ll be in touch.