Banking & Finance Law

Banking and finance transactions demand precision and a clear understanding of market standards. At Aria Grace Law CIC, our lawyers combine technical expertise with practical insight gained from senior roles in investment banks. This experience allows us to anticipate challenges and advise on documentation, compliance and risk management across complex financial arrangements. Our goal is to help clients structure transactions that are robust, efficient and aligned with regulatory requirements.

We work with borrowers, lenders, trustees, arrangers and investors on a wide range of financing matters. Our advice covers bilateral and syndicated lending, trading documentation and collateral arrangements, as well as regulatory issues affecting financial institutions. With expertise in market-standard agreements such as the International Swaps and Derivatives Association (ISDA) Master Agreement and Loan Market Association (LMA) documentation, we ensure that your documentation is accurate, enforceable, and tailored to your commercial objectives.

Beyond transactional support, we assist clients with regulatory challenges, including Brexit-related restrictions, trading venue obligations and benchmark reform. Our lawyers have advised major banks on London Interbank Offered Rate (LIBOR) transition and negotiated amendments to derivatives and loan agreements. We aim to provide clarity in a complex regulatory environment, helping businesses manage risk and maintain compliance while adapting to evolving market conditions.

Want to learn how we can help?

Get in touch with one of our experienced lawyers to discuss your needs and find out how we can support you.

Key points

Market expertise

Advice informed by experience in leading investment banks.

Comprehensive coverage

Support for lending, trading and collateral arrangements.

Regulatory insight

Guidance on Brexit, LIBOR transition, and compliance issues.

Practical solutions

Documentation and strategies designed for clarity and enforceability.

How we do things differently

1. A model built on fairness

We operate as a Community Interest Company, meaning our profits don’t line shareholders’ pockets, they fund social impact. When you work with us, you’re choosing a legal partner that reinvests in education, environmental justice and grassroots initiatives. It’s law with purpose, designed to create value beyond the transaction.

2. Experienced lawyers, not billable quotas

Our lawyers keep 90% of fees, attracting senior talent from magic circle and elite firms. This means you work with experts who prioritise quality and outcomes, not billable-hour targets. Every piece of advice reflects decades of experience and a commitment to doing law differently.

3. Transparent pricing, no surprises

We believe in clarity – not just in contracts, but in costs. Our pricing is modular and transparent, so you know exactly what you’re paying for. No hidden extras, no unexpected charges, just fair, predictable fees.

4. Advice that works in practice

Legal advice should empower, not confuse. We deliver solutions that are practical, actionable and aligned with your business goals. Whether you need a single agreement or a suite of contracts, our focus is on clarity, efficiency and measurable impact.

Meet the team

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Hiroko Atherton

Partner | Solicitor

Hiroko has 20 years’ experience in the private investment fund and wealth management industry. She spent 9 years in private practice at Proskauer Rose and Travers Smith specialising in private equity, hedge, and other alternative fund structures.

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Parminder Bains

Partner | Solicitor

Parminder is a financial services lawyer with over 30 years of professional experience. He has worked in the legal departments of investment banks such as Credit Suisse, HSBC, Barclays, RBS, and Standard Chartered.

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Ian Hardee

Partner | Solicitor

Ian is a highly experienced finance lawyer. He was a partner at Clifford Chance and White & Case, was the first in-house lawyer in Asia for Wachovia Bank (later Wells Fargo Bank), and was later senior counsel at King & Wood Mallesons.

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Lindsay Healy

Founder | CEO

Lindsay Healy founded Aria Grace Law at the end of 2018. He is a corporate lawyer having spent the first part of his career working at Norton Rose Fulbright and latterly at Xchanging PLC/CSC a FTSE 250 company.

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Puja is that kind of person you call when you need things to be done quickly as well as professionally as well as personally! I got to work with her as our legal counsel with SDRs of Germany and she has been an absolute game changer! The way she works is not only on point but she also take the time to understand your businesses objectives as well as struggles to make sure she finds the best way of supporting you! 120% I would recommend her again!

Helena Klaus
Co-Founder, SDRs of Germany

I’ve had the pleasure of working with Rory on several corporate transactions over the past few years. He consistently delivers clear, well-structured documentation that align perfectly with the needs of complex transactions. Rory is diligent, detail-oriented, and reliable, making the process smooth and efficient every time. I highly recommend him for his excellent work and professionalism.

Gregory Ayoup
Director, Taxation of Singray Digital

We’ve been instructing Aria Grace Law for over 1 year now and can’t recommend Lindsay and Puja enough for their support. They have assisted Kyckr on all of its commercial legal matters including negotiating contracts with customers and third parties. Puja has also supported us on compliance matters including in respect of data protection. Both Lindsay and Puja are real partners that understand our business and consistently provide us with pragmatic and commercially sensitive advice. The speed in which they operate, coupled by their very compelling hourly fees, makes them our lawyers of choice.

Dharmendra Patel
Group Financial Director, Kyckr

Puja and the Aria Grace team have been invaluable partners to our business. Puja does an excellent job, works tirelessly, and always delivers to a fantastic standard. In a rapidly growing start-up speed is often of the essence and Puja's ability to work within the tightest of deadlines is truly amazing. On a personal note, Puja is a delight to work with and always adds a ton of colour to our meetings. Could not recommend her and Aria Grace enough.

Ezana T. Haddis
Chief of Staff, SaaSLeads.io

We are delighted to have supported the shareholders of Alchemy on this important transaction. The deal reflects the strength of the business they have built and the strategic fit with NTT. This transaction was led by Louise Wolfson, former partner of a magic circle firm, who brings significant experience and ease to any corporate deal. It was also a proud first for us that she got to work with her father, Jeff Durkin, on this transaction.

Lindsay Healy
CEO, Aria Grace Law CIC

Of the many commercial lawyers I've engaged with, Puja stands out as someone who just 'gets it'. She strikes a delicate balance between driving commercially successful outcomes and appropriately managing risk, whether she's advising on an important customer agreement or a vendor contract. I'd strongly recommend Puja and the wider Aria Grace team, who are both experts at delivery and a pleasure to work with.

Steve Lamb
Head of Product, Kyckr

Puja and the Aria Grace team have been exceptional in helping us with our Legal function at SaaSLeads. They are our trusted advisors for all things Legal. Being a founder of a fast-growing business the need for legal support becomes paramount and I couldn't recommend them highly enough.

Will Koning
Chief Executive Officer & Founder, SaaSLeads.io

Puja just gets it, she grasps the core of the issue quickly, responds quickly, and is a lovely person to work with. And on top of that Aria Grace plants trees and has a strong charitable donation program. Brilliant!

Angus Bradley
Managing Director, safedrop & Projectfusion

It's been great to work with Puja and Aria Grace Law. Extremely diligent, skillful and easy to work with. Puja is also extremely reactive. She understands the business aspects of the contractual relationship and adapts her work according to the context. Aria Grace Law CIC is a community interest company, they give all of their profits to charity. I highly recommend working with them and with their community of lawyers for any commercial contracts.

Philippe Poggianti
Founder, Poggianti Insights

Puja's legal counsel has been invaluable for us at Journey Further. She works diligently and quickly which has resulted in a much smoother contractual process. Thanks Puja!

Jamie Lawson
Growth Manager, Journey Further

Thanks Lindsay Healy - Aria Grace Law CIC! I always look forward to working with you on the next crazy stage of our Send journey. It is a pleasure working with you and everyone at AGL.

Ben Huckel
Founder and Chief Operating Officer, Send Technology

I would strongly recommend Puja to anyone in the financial sector looking for top-quality legal support. It is a huge help during challenging times to be able to rely on a lawyer who is not just direct, honest and open in their approach, but also very responsive and reliable. My firm will not hesitate to engage Puja again in the future.

Jamie Smith
Director, Lansmith Global Partners

Aria Grace Law are a first class legal team and a trusted advisor to our business. The ethical principles behind the business persuaded us to start using them and the excellent service and support ensured that we continue to do so.

Mike Seaman
Chief Executive Officer, Raccoon Events

Puja is an excellent lawyer. She knows how to complete complex work efficiently and effectively and she is very empathetic and reliable. Puja has been supporting me with creating AyurvedaDoc over the last few years and offers more than just legal support but has been imperative in the operations and marketing too. With her knowledge and experience, she immediately understands most situations and consistently helps me to work through any challenges that AyurvedaDoc faces. I have no hesitation in recommending Puja.

Susheel Saini
Chief Executive Officer & Founder, AyurvedaDoc

The terms of service created by Aria Grace Law CIC have been absolutely intrinsic in the success of our recent commercial results by significantly reducing red lines and push back barriers. They show that tier 1 level legal services don't have to be delivered in the traditional 'corporate' way!

Will Koning
eola CCO

We as a firm have worked with Louise on a number of complex cross-border transactions. She has always been very responsive, technically excellent, commercially very wise and has every time brought to the table a wealth of experience which has proven extremely helpful for the process. Definitely magic circle service at a very effective price. Last but not least, Louise is very pleasant to deal with. We could not recommend her more.

Fabio Pizzoccheri
Grimaldi LLP

NVOY Technologies are the type of business which all companies should use. IT security is paramount to success and the solutions they offer are fantastic for business of all sizes and stages of growth. We were delighted to be able to support them and look forward to continuing the relationship well into the future.

Lindsay Healy
Aria Grace Law CIC Founder & CEO

It has been a genuine pleasure to work with Puja. She has taken the time to thoroughly understand our business, demonstrating not only her deep knowledge but also a clear commitment to providing tailored support that truly makes a difference. I have been most impressed with Puja's ability to adapt her advice and guidance to suit our specific needs, ensuring it is practical, actionable and aligned with the size and current stage of our business. I would highly recommend Puja to anyone seeking a thoughtful, professional and highly skilled lawyer to work with. She will undoubtedly be the first person I contact for all legal matters going forward.

Adi Kasliwal
Founder, AE Partners Limited trading as YourStride

We are 1000% happy with Aria Grace Law.

Claire Altman
Chief Corporate Officer, Smart Pension

Having run my busy practice for 10 years, I struggled to find a consultancy law firm that really offered the autonomy that they promised…until I found Aria Grace Law CIC. AGL gave me the peace of mind to move my busy practice over and to continue my independent journey in the legal profession. It was very much about what the law firm can do for me to enable me to look after my clients whilst continuing to grow.

Susanne Cheung
Partner, Aria Grace Law CIC

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