Banking & Finance Law

Banking and finance transactions demand precision and a clear understanding of market standards. At Aria Grace Law CIC, our lawyers combine technical expertise with practical insight gained from senior roles in investment banks. This experience allows us to anticipate challenges and advise on documentation, compliance and risk management across complex financial arrangements. Our goal is to help clients structure transactions that are robust, efficient and aligned with regulatory requirements.

We work with borrowers, lenders, trustees, arrangers and investors on a wide range of financing matters. Our advice covers bilateral and syndicated lending, trading documentation and collateral arrangements, as well as regulatory issues affecting financial institutions. With expertise in market-standard agreements such as the International Swaps and Derivatives Association (ISDA) Master Agreement and Loan Market Association (LMA) documentation, we ensure that your documentation is accurate, enforceable, and tailored to your commercial objectives.

Beyond transactional support, we assist clients with regulatory challenges, including Brexit-related restrictions, trading venue obligations and benchmark reform. Our lawyers have advised major banks on London Interbank Offered Rate (LIBOR) transition and negotiated amendments to derivatives and loan agreements. We aim to provide clarity in a complex regulatory environment, helping businesses manage risk and maintain compliance while adapting to evolving market conditions.

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Get in touch with one of our experienced lawyers to discuss your needs and find out how we can support you.

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Key points

Market expertise

Advice informed by experience in leading investment banks.

Comprehensive coverage

Support for lending, trading and collateral arrangements.

Regulatory insight

Guidance on Brexit, LIBOR transition, and compliance issues.

Practical solutions

Documentation and strategies designed for clarity and enforceability.

How we do things differently

1. A model built on fairness

We operate as a Community Interest Company, meaning our profits don’t line shareholders’ pockets, they fund social impact. When you work with us, you’re choosing a legal partner that reinvests in education, environmental justice and grassroots initiatives. It’s law with purpose, designed to create value beyond the transaction.

2. Experienced lawyers, not billable quotas

Our lawyers keep 90% of fees, attracting senior talent from magic circle and elite firms. This means you work with experts who prioritise quality and outcomes, not billable-hour targets. Every piece of advice reflects decades of experience and a commitment to doing law differently.

3. Transparent pricing, no surprises

We believe in clarity – not just in contracts, but in costs. Our pricing is modular and transparent, so you know exactly what you’re paying for. No hidden extras, no unexpected charges, just fair, predictable fees.

4. Advice that works in practice

Legal advice should empower, not confuse. We deliver solutions that are practical, actionable and aligned with your business goals. Whether you need a single agreement or a suite of contracts, our focus is on clarity, efficiency and measurable impact.

We were delighted with our choice of M&A advisors for this very significant transaction. Aria Grace spent their time understanding our business and handled the complex matters with great ease and efficiency. Louise Wolfson and Jeff Durkin and Elena Cooper were a wonderful team led by relationship partner and CEO Lindsay Healy, we felt very well taken care of throughout. I personally could not imagine a better partner and would not hesitate to choose this team again.

John Harkin
CEO, Alchemy Technology Services Limited

It is genuinely refreshing to join such a collaborative firm where everyone is generous with their time, the model puts clients and lawyers first, and all net profits go to charity. The culture is kind, the standards are high and the impact is real.

Nick Price
Partner, Aria Grace Law CIC

Aria Grace Law are a first class legal team and a trusted advisor to our business. The ethical principles behind the business persuaded us to start using them and the excellent service and support ensured that we continue to do so.

Mike Seaman
Chief Executive Officer, Raccoon Events

I was recommended Aria Grace Law’s services for a project I’m working on, that focuses on ending cruelty in the Wildlife Tourism industry. Lindsay was incredibly generous, offering his time and expertise to get this project off the ground. It’s great to know that legal help is available for ethical enterprises, at a fraction of the cost of most law firms. Plus, Lindsay is a pleasure to deal with, which always helps the process!

Aaron ‘Bertie’ Gekoski
Environmental Photojournalist for Raise the Red Flag, part of Born Free Foundation

Working with Aria Grace Law CIC was exactly what I was hoping for. An effective solution to my requirements that was delivered with high quality and a personal touch. Knowing that they have industry leading Partners and a wide range of capabilities made me confident in engaging with them.

Steve Wilde
NVOY Technologies Founder & CEO

Aria Grace Law have given me first-class legal advice on a complex and ongoing commercial project, and have done so at an extraordinarily reasonable rate. In an often cutthroat world, their genuinely ethical business model stands out as a shining example of how business ought to be done, and I can't recommend their services highly enough.

Ben Saunders
Antarctic Explorer, Endurance Athlete, Motivational Speaker and Global Pioneer

The terms of service created by Aria Grace Law CIC have been absolutely intrinsic in the success of our recent commercial results by significantly reducing red lines and push back barriers. They show that tier 1 level legal services don't have to be delivered in the traditional 'corporate' way!

Will Koning
eola CCO

We’ve been instructing Aria Grace Law for over 1 year now and can’t recommend Lindsay and Puja enough for their support. They have assisted Kyckr on all of its commercial legal matters including negotiating contracts with customers and third parties. Puja has also supported us on compliance matters including in respect of data protection. Both Lindsay and Puja are real partners that understand our business and consistently provide us with pragmatic and commercially sensitive advice. The speed in which they operate, coupled by their very compelling hourly fees, makes them our lawyers of choice.

Dharmendra Patel
Group Financial Director, Kyckr

We selected Aria Grace Law as our corporate lawyers because they are really good lawyers (and incredible value, it has to be said). They are real sparing partners helping us to safely grow our business, negotiate contracts, and also they wisely advise us in our corporate finance activities like capital increase, cross participations or M&A.They are experienced in various fields that are really critical for us, and in particular in Insurance, Payments, PSD2, GDPR, etc. but as equally important, they have the same values as we do - their diversity and equality programme and their business model is really good and in my opinion the legal structure for the future. I am very happy to endorse them.

Emmanuel de Resseguier
Chief Executive Officer, Fennech Finance

Puja and her team has excellent knowledge on data protection and compliance topics. She is very thorough and diligent in her approach. She always keeps the best interest of her client in all her responses. Wish you the best Puja.

Snehhil Gupta
Chief Technology Officer, Bython

Of the many commercial lawyers I've engaged with, Puja stands out as someone who just 'gets it'. She strikes a delicate balance between driving commercially successful outcomes and appropriately managing risk, whether she's advising on an important customer agreement or a vendor contract. I'd strongly recommend Puja and the wider Aria Grace team, who are both experts at delivery and a pleasure to work with.

Steve Lamb
Head of Product, Kyckr

Aria Grace Law are very efficient business lawyers who have helped our company on getting ready for the GDPR legislation and also reviewed some of our technology contracts – they provide a high quality, responsive service. They were able to ask me all the right questions and get a clear understanding of our business. They recommended the next steps that will help address compliance with the new legislation and improvements to our currents framework solutions. I will definitely use them again.

Paola Cavallin
General Counsel, Plextek

Puja just gets it, she grasps the core of the issue quickly, responds quickly, and is a lovely person to work with. And on top of that Aria Grace plants trees and has a strong charitable donation program. Brilliant!

Angus Bradley
Managing Director, safedrop & Projectfusion

Louise provides invaluable corporate transactional support to DJB and enables us to offer a fuller service to our clients. She provides a seamless and cost-effective service and punctually delivers high-quality legal advice with flexibility and a can-do attitude.

Madeleine Davitt
Senior Partner, Davitt Jones Bould

We are 1000% happy with Aria Grace Law.

Claire Altman
Chief Corporate Officer, Smart Pension

Thanks Lindsay Healy - Aria Grace Law CIC! I always look forward to working with you on the next crazy stage of our Send journey. It is a pleasure working with you and everyone at AGL.

Ben Huckel
Founder and Chief Operating Officer, Send Technology

Excellence begins long before the outcome. It begins with a determination to aim and achieve higher. The choice to act when what lies ahead carries exceptional promise. For me, that is unquestionably what AGL embodies. It is the rare opportunity to join a firm where expectations are elevated and the pace is set by those who lead, not follow. It is the freedom to operate in a space where only worthwhile opportunities stand out, rare moments lift and inspire you, giving you the room to advance on your own terms. Fortune favours those who seize moments like this and with every step I have taken at AGL, I have been reminded exactly why it was the right decision for me.

Karim Assaad
Partner, Aria Grace Law CIC

We were introduced to Aria Grace Law and Lindsay Healy for commercial legal support. Nick Bent has done fantastic work for us, first redrafting all of our standard contract templates and then supporting us on specific client contracts. Nick is the trusted business partner we need, he gets to the core of matters quickly and has both a practical and legal perspective which we value. We get a solution-oriented approach with no jargon and with sound advice. We will continue using Aria Grace Law in future and I highly recommend their work.

Ollie Thomas
Co-Founder, Beyond Talent Global LTD

We are delighted that we could support eola and Will, who we had previously worked with in other capacities. Their business and model is multi-faceted and with exciting high growth potential. The team were great to work with and we look forward to supporting eola into the future!

Puja Modha
AGL CIC Partner

Working with Puja has been a real pleasure. She’s been able to provide exceptional advice, always with a commercial mindset which is super important, and she genuinely feels like an extension of my team.

Nirav Karia
Group Chief Operating Officer, Curation Corporation Limited

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