Banking & Finance Law

Banking and finance transactions demand precision and a clear understanding of market standards. At Aria Grace Law CIC, our lawyers combine technical expertise with practical insight gained from senior roles in investment banks. This experience allows us to anticipate challenges and advise on documentation, compliance and risk management across complex financial arrangements. Our goal is to help clients structure transactions that are robust, efficient and aligned with regulatory requirements.

We work with borrowers, lenders, trustees, arrangers and investors on a wide range of financing matters. Our advice covers bilateral and syndicated lending, trading documentation and collateral arrangements, as well as regulatory issues affecting financial institutions. With expertise in market-standard agreements such as the International Swaps and Derivatives Association (ISDA) Master Agreement and Loan Market Association (LMA) documentation, we ensure that your documentation is accurate, enforceable, and tailored to your commercial objectives.

Beyond transactional support, we assist clients with regulatory challenges, including Brexit-related restrictions, trading venue obligations and benchmark reform. Our lawyers have advised major banks on London Interbank Offered Rate (LIBOR) transition and negotiated amendments to derivatives and loan agreements. We aim to provide clarity in a complex regulatory environment, helping businesses manage risk and maintain compliance while adapting to evolving market conditions.

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Key points

Market expertise

Advice informed by experience in leading investment banks.

Comprehensive coverage

Support for lending, trading and collateral arrangements.

Regulatory insight

Guidance on Brexit, LIBOR transition, and compliance issues.

Practical solutions

Documentation and strategies designed for clarity and enforceability.

How we do things differently

1. A model built on fairness

We operate as a Community Interest Company, meaning our profits don’t line shareholders’ pockets, they fund social impact. When you work with us, you’re choosing a legal partner that reinvests in education, environmental justice and grassroots initiatives. It’s law with purpose, designed to create value beyond the transaction.

2. Experienced lawyers, not billable quotas

Our lawyers keep 90% of fees, attracting senior talent from magic circle and elite firms. This means you work with experts who prioritise quality and outcomes, not billable-hour targets. Every piece of advice reflects decades of experience and a commitment to doing law differently.

3. Transparent pricing, no surprises

We believe in clarity – not just in contracts, but in costs. Our pricing is modular and transparent, so you know exactly what you’re paying for. No hidden extras, no unexpected charges, just fair, predictable fees.

4. Advice that works in practice

Legal advice should empower, not confuse. We deliver solutions that are practical, actionable and aligned with your business goals. Whether you need a single agreement or a suite of contracts, our focus is on clarity, efficiency and measurable impact.

I have had the pleasure of engaging Louise’s services on numerous corporate transactions for my clients over several years. She brings Magic Circle pedigree, technical skill, timing and discipline together with commerciality to all of the deals in which she is involved and on top of that she is a joy to work with.

Daniel Bellau
Partner, Hamlins LLP

Puja and her team are exceptional. Puja is very generous with her advice and guidance. She made sure I understand the risks and walked me me through the proposed amends to the agreement that we worked on. From the costs point of view, she stayed within our budget and delivered ahead of deadline. I appreciate Puja’s professionalism, enthusiasm and warmth and looking forward to working with her and her team at Aria Grace Law again.

Martina Molinari
CMO, Manifest.Digital

Puja is an excellent lawyer. She knows how to complete complex work efficiently and effectively and she is very empathetic and reliable. Puja has been supporting me with creating AyurvedaDoc over the last few years and offers more than just legal support but has been imperative in the operations and marketing too. With her knowledge and experience, she immediately understands most situations and consistently helps me to work through any challenges that AyurvedaDoc faces. I have no hesitation in recommending Puja.

Susheel Saini
Chief Executive Officer & Founder, AyurvedaDoc

It's been great to work with Puja and Aria Grace Law. Extremely diligent, skillful and easy to work with. Puja is also extremely reactive. She understands the business aspects of the contractual relationship and adapts her work according to the context. Aria Grace Law CIC is a community interest company, they give all of their profits to charity. I highly recommend working with them and with their community of lawyers for any commercial contracts.

Philippe Poggianti
Founder, Poggianti Insights

We originally engaged Aria Grace Law to support Clear Review with implementing the legal mechanisms required to enable restricted transfers of personal data. Impressed by Aria Grace Law's approach to legal services’ delivery, we engaged this ethical partnership again for additional deliverables. Aria Grace’s ethical approach to business resonates with Clear Review’s and our values and I would not hesitate to recommend Lindsay and his team to other organisations: we’ve found them diligent, responsive, and willing to go the “extra mile” to deliver a qualitative service.

Gian Piero Zambrini
Head of Privacy & Information, Clear Review

Puja's legal counsel has been invaluable for us at Journey Further. She works diligently and quickly which has resulted in a much smoother contractual process. Thanks Puja!

Jamie Lawson
Growth Manager, Journey Further

Thanks Lindsay Healy - Aria Grace Law CIC! I always look forward to working with you on the next crazy stage of our Send journey. It is a pleasure working with you and everyone at AGL.

Ben Huckel
Founder and Chief Operating Officer, Send Technology

Aria Grace Law are very efficient business lawyers who have helped our company on getting ready for the GDPR legislation and also reviewed some of our technology contracts – they provide a high quality, responsive service. They were able to ask me all the right questions and get a clear understanding of our business. They recommended the next steps that will help address compliance with the new legislation and improvements to our currents framework solutions. I will definitely use them again.

Paola Cavallin
General Counsel, Plextek

We are delighted that we could support eola and Will, who we had previously worked with in other capacities. Their business and model is multi-faceted and with exciting high growth potential. The team were great to work with and we look forward to supporting eola into the future!

Puja Modha
AGL CIC Partner

Aria Grace Law supported us on ensuring our European E-commerce site policies were compliant, and fairly protecting the consumer and us as a business. What stood out to me was how both the legal process, and terminology, was broken down into a dialogue that made the information attainable and useable – it was like learning from your favourite teacher! I think the ethical approach is wonderful, the transparent simple pricing commercially sensible and effective, and all members of the team I have come across I have been very happy working with. I will certainly be recommending the firm to other businesses.

Tim Pluess
Head of International & E-commerce Sales, Mibelle Group Brands

I would highly recommend Puja! She is super professional, understands the big picture commercial issues and thorough in her analyses especially on privacy matters.

Carol Kilgore
Head of Legal, Opia

Aria Grace Law are our lawyers: they really understand our technology business, are fast to respond and are great value. They have been invaluable throughout the investor negotiating phase and proactive in finding synergies with third party providers to fit our technology. They also actively sponsor diversity and equality which is important to us: that as a minimum is pleasant surprise for a law firm to take such an initiative.

Henry Horton
Chief Executive Officer, Phlocura

I was recommended Aria Grace Law’s services for a project I’m working on, that focuses on ending cruelty in the Wildlife Tourism industry. Lindsay was incredibly generous, offering his time and expertise to get this project off the ground. It’s great to know that legal help is available for ethical enterprises, at a fraction of the cost of most law firms. Plus, Lindsay is a pleasure to deal with, which always helps the process!

Aaron ‘Bertie’ Gekoski
Environmental Photojournalist for Raise the Red Flag, part of Born Free Foundation

We were delighted with our choice of M&A advisors for this very significant transaction. Aria Grace spent their time understanding our business and handled the complex matters with great ease and efficiency. Louise Wolfson and Jeff Durkin and Elena Cooper were a wonderful team led by relationship partner and CEO Lindsay Healy, we felt very well taken care of throughout. I personally could not imagine a better partner and would not hesitate to choose this team again.

John Harkin
CEO, Alchemy Technology Services Limited

Puja and her team has excellent knowledge on data protection and compliance topics. She is very thorough and diligent in her approach. She always keeps the best interest of her client in all her responses. Wish you the best Puja.

Snehhil Gupta
Chief Technology Officer, Bython

I’ve had the pleasure of working with Rory on several corporate transactions over the past few years. He consistently delivers clear, well-structured documentation that align perfectly with the needs of complex transactions. Rory is diligent, detail-oriented, and reliable, making the process smooth and efficient every time. I highly recommend him for his excellent work and professionalism.

Gregory Ayoup
Director, Taxation of Singray Digital

In what turned out to be a very complex transaction across multiple jurisdictions Beata and Aria Grace Law worked tirelessly and comprehensively to get it over the line. This was our second transaction but the first involving Kenyan registered security, a trust account and cash flow management documentation along with a Dubai based head office for the borrower. Whilst the transaction parties operate in different time zones, Beata ensured that the negotiation progressed as smooth as possible; helped us to find the most suitable solutions from due diligence through to completion. Beata closely supervised and directed local lawyers, was able to familiarise herself with local law requirements and address these in the transaction documents. Through Aria Grace Law we have all benefitted from top-quality lawyers for a very competitive price. A big thank you to Beata whose attention to detail and management of multiple jurisdictions and counterparties was invaluable. We would certainly recommend her and Aria Grace Law.

Stephen Lake
Founder, Benvell HK Limited

Of the many commercial lawyers I've engaged with, Puja stands out as someone who just 'gets it'. She strikes a delicate balance between driving commercially successful outcomes and appropriately managing risk, whether she's advising on an important customer agreement or a vendor contract. I'd strongly recommend Puja and the wider Aria Grace team, who are both experts at delivery and a pleasure to work with.

Steve Lamb
Head of Product, Kyckr

I can't recommend Puja and the rest of the team at Aria Grace enough. Clear, concise and worked incredibly efficiently, and provided amazing value. The best part? They're a not-for-profit. It's rare to find legal help that's both top-notch and makes a difference in the world. If you need legal support that's professional yet approachable, while also doing some good, look no further.

Sandy Jayaraj
Founder, Claroptica Strategies Ltd

Puja and the Aria Grace team have been invaluable partners to our business. Puja does an excellent job, works tirelessly, and always delivers to a fantastic standard. In a rapidly growing start-up speed is often of the essence and Puja's ability to work within the tightest of deadlines is truly amazing. On a personal note, Puja is a delight to work with and always adds a ton of colour to our meetings. Could not recommend her and Aria Grace enough.

Ezana T. Haddis
Chief of Staff, SaaSLeads.io

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